One of the most panic questions to business owner is the processing time of business financing generally take longer time than the business financing needs. In traditional commercial banks, the average time to funding of Corporate Lending (a general business financing term including SME financing) is generally around Three Months. The time to funding count from the financing application to funding deposited to bank account. From an experienced banker point of view, these processing cycle make sense as data collection, KYC, industry research, data verification, internal credit proposal parathion, credit approval negotiation and account opening all need time to process. From business owner perspective, these times is unacceptable as business needs change quickly and seldom has business can foresee the financing needs prior three months ago.(continue reading)